Universal Credit

What is Universal Credit?

Universal Credit is a new simpler, single monthly payment for people who are on a low income or who are out of work. It replaces the following benefits:

  • Child Tax Credit
  • Housing Benefit
  • Income Support
  • Income-based Jobseeker’s Allowance (JSA)
  • Income-related Employment and Support Allowance (ESA)
  • Working Tax Credit

Am I Eligible for Universal Credit?

You may be able to get Universal Credit if:

  • You’re on a low income or out of work
  • You’re 18 or over (there are some exceptions if you’re 16 to 17)
  • You’re under State Pension age (or your partner is)
  • You and your partner have £16,000 or less in savings between you
  • You live in the UK

How Do I Apply for Universal Credit?

The Government website has a comprehensive step-by-step guide to claiming Universal Credit where you can:

  • Check whether you are eligible for Universal Credit
  • Create an account and make a claim
  • Find out how your claim is assessed
  • Apply for an advance on your first payment
  • Get your first payment
  • Report any changes in circumstance

You can also check how claiming Tax Credits can affect other benefits on the GOV.UK website here.