Universal Credit

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What is Universal Credit?

Universal Credit is a new simpler, single monthly payment for people who are on a low income or who are out of work. It replaces the following benefits:

  • Child Tax Credit
  • Housing Benefit
  • Income Support
  • Income-based Jobseeker’s Allowance (JSA)
  • Income-related Employment and Support Allowance (ESA)
  • Working Tax Credit

Am I Eligible for Universal Credit?

You may be able to get Universal Credit if:

  • You’re on a low income or out of work
  • You’re 18 or over (there are some exceptions if you’re 16 to 17)
  • You’re under State Pension age (or your partner is)
  • You and your partner have £16,000 or less in savings between you
  • You live in the UK

How Do I Apply for Universal Credit?

The Government website has a comprehensive step-by-step guide to claiming Universal Credit where you can:

  • Check whether you are eligible for Universal Credit
  • Create an account and make a claim
  • Find out how your claim is assessed
  • Apply for an advance on your first payment
  • Get your first payment
  • Report any changes in circumstance

You can also check how claiming Tax Credits can affect other benefits on the GOV.UK website here.

Paying Your Rent

Find out how to pay your rent both online and over the phone.

Problems Paying Rent?

If you’re having trouble paying your rent we can offer advice and support.

Managing Your Money

You may find these money management resources useful.

Welfare Changes

Find out more about changes to welfare benefits.

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