What is Universal Credit?
Universal Credit is a new simpler, single monthly payment for people who are on a low income or who are out of work. It replaces the following benefits:
- Child Tax Credit
- Housing Benefit
- Income Support
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Working Tax Credit
Am I Eligible for Universal Credit?
You may be able to get Universal Credit if:
- You’re on a low income or out of work
- You’re 18 or over (there are some exceptions if you’re 16 to 17)
- You’re under State Pension age (or your partner is)
- You and your partner have £16,000 or less in savings between you
- You live in the UK
How Do I Apply for Universal Credit?
The Government website has a comprehensive step-by-step guide to claiming Universal Credit where you can:
- Check whether you are eligible for Universal Credit
- Create an account and make a claim
- Find out how your claim is assessed
- Apply for an advance on your first payment
- Get your first payment
- Report any changes in circumstance
You can also check how claiming Tax Credits can affect other benefits on the GOV.UK website here.